Select an interest rate and lock-in time period. Check each lender's offer. The points and closing costs will vary, but lenders will, for the most part, be able to provide a standard interest rate and lock-in period.
Compare the additional costs, such as points and closing fees. Some lenders may require costs that others don't. Make sure you're aware of every fee involved.
The lender with the lowest total cost at this point is the lender with the best offer.
Loan CalculatorHelps determine how much home you can afford.